How to Get the Best Health Insurance Rates for your Employees or Family

Many people do not know this but insurance is regulated and the rates are the same for you no matter who you work with.  So going to one company directly does not save you money or enable them to advocate for you either.

It's obviously a wise choice to protect your family with family health insurance. So how do you get the best rates without compromising coverage and benefits?

You should first sit down and assess your entire family's needs and budget, then you can take that information and select what type of family health insurance policy you want.  A family health insurance policy will be more costly than an individual policy, but this is because you are covering more people and the scope of coverage is typically larger. A family health insurance provider will take into account each family member's gender, their age, any tobacco usage, and the state of residency to determine an accurate family health insurance quote.

The best advice is to compare several quotes from different insurers to ensure you are receiving the best available coverage for the cost.   

Seem confusing or like too much work? 

That's where HBUSA can help.  In one simple discovery meeting, we can answer all your questions.  We strive to help you gain understanding to feel better about this decision making process.

Being a broker, we are not bound or dictated by one plan or one company. We are determined to provide the best possible experience so that we might create a lasting relationship and further serve all of your Insurance needs in the same capacity.

Please take a second and request a quote - it could make a difference to your family or business budget that makes more sense than ever before!